Settings
Operator & platform settings
Team & roles
Operators12
CSR6
Underwriters3
Admin2
Compliance1
Underwriting policy
First-loan max$25,000
Hard FICO floor620
Min time in business12 months
Max NSF/12mo2
APR ceiling44.99%
Compliance
States licensed50 (commercial-only)
NMLS IDPending registration
SOC 2 Type IIAudited 2026
OFAC screening cadenceAt apply + monthly
System
Plaid environmentProduction
Persona / IDVPlaid Identity (consolidated)
Bureau partnersExperian, Equifax, TU, D&B
Servicing partnerLendflow